What is a guarantor or responsible party?
The "guarantor" or "responsible party" for your families account is the person responsible for paying the bill. This may or may not be the person who holds the health insurance policy. Children under age 18 may not be guarantors for their medical bills. In the case of separated or divorced parents, the parent/legal guardian who brings the minor in for treatment is the guarantor for any charges incurred. The only way that this situation may be changed is if the practice is given copies of a court order that states another party is responsible for medical bills.
What is a subscriber?
The "subscriber" is the person who holds your families health insurance policy. For instance, if your spouse has a health insurance policy through their employer that covers all members of your family, then they would be the subscriber. If your family also has a secondary insurance policy, the subscriber for that policy may or may not be different than your primary policy.
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